The opinions and text below are all mine, however, this is a sponsored conversation written by me, on behalf of Target. There are links in this post contain affiliate links, meaning I will receive a small commission if you make a purchase via my link.
I love Target’s REDcard®!
These days, I avoid using credit cards like the plague. Interest? NO THANKS! That’s a personal choice for me, because I’m not great at remembering to pay them off at the end of the month. But, if you’re able to use it, and pay the full balance monthly, awesome! That can really do great things for your credit score.
This, is why I love my Target REDcard. When you apply for one, you don’t have to get the typical store credit card. You can take advantage of their debit option, which means when you make a purchase, the funds are withdrawn straight from your own checking account. No interest, and no forgetting to make the payment!
Target does also offer a Visa Debit Card, and you can get the same benefits as their debit card, but like I said earlier, the debit card is my go-to choice.
Here are some of the perks of using their debit REDcard:
- 5% off every day (YES EVERY DAY!)
- Free shipping at Target.com (no minimum purchase)
- Extended returns — 30 extra days (I use this too often, I think)
- Up to 1% of purchases go to school of your choice
- The online application process for debit and credit has immediate approval (except for some debit applications that require a few days to confirm a bank account)
- REDcard holders get to enjoy exclusive offers available only to them!
Here’s my latest savings from Target…
For me, the 5% off your total purchase makes using their debit card a no-brainer. Combine that with the savings you’ll get by using their Cartwheel app, and printable or weekly newspaper coupons, and the savings will stack up pretty quickly. Target is really upping their game when it comes to natural and organic products, which I love. They have their own Simply Balanced line, and they’re now stocking Honest products as well! So what are you waiting for?
Apply for your debit card today, and start saving!
Questions? Leave them below! Do you love your REDcard? I’d love to hear why!